Does KT Insurance cover flood damage?

Get Insurance Cover for your Slide-On Camper & Tow Vehicle

We share your passion for the open road and the thrill of exploring the world with your home on wheels. Whether you're cruising along scenic coastal roads, venturing into the outback, or immersing yourself in the tranquility of nature, we understand the unique needs of slide-on camper owners like you.

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EXAMPLES OF

Vehicles We Cover

Slide-On Campers: Activ Slide-On, Island Campers, Sunliner Slide-On, Northstar Slide-On, Palomino Slide-On, Trayon Slide-On etc

To qualify for insurance with KT, your slide-on needs to have inbuilt eating, sleeping, food preparation and food storage facilities. In addition to this, your tow vehicle must also be insured with KT Insurance for us to be able to offer cover for your slide-on.

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COMPREHENSIVE RV INSURANCE

Standard Policy Benefits

We’ve tailored our insurance cover and benefits to suit the RV lifestyle

Medical Emergency

Up to $10,000 cover for urgent transport of yourself, your family, your pet and your RV should a medical emergency occur.

Animal Collision Cover

For damage caused to a single vehicle by an accidental animal impact, we cover 1 excess-free claim per policy period.

Windscreen & Glass

If glass can be legally repaired, we cover 1 excess-free repair per policy period (up to $500).

Breakdown Towing

We won’t leave you stranded if you have a breakdown with up to $1000 of excess-free towing to the nearest repairer.

Re-Keying & Re-Coding

If your keys are lost or stolen, we cover up to $750 of excess-free re-keying and re-coding per incident.

Flexible Excess Options

Take control and choose an excess option that suits your RV lifestyle, no matter the excess you choose.

Medical Emergency

Up to $10,000 cover for urgent transport of yourself, your family, your pet and your RV should a medical emergency occur.

Animal Collision Cover

For damage caused to a single vehicle by an accidental animal impact, we cover 1 excess-free claim per policy period.

Windscreen & Glass

If glass can be legally repaired, we cover 1 excess-free repair per policy period (up to $500).

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REVIEWS

Here’s Why Our Customers Love KT Insurance

Rated 4.8 / 5 Excellent

2983 reviews on

very responsive and surprisingly…

very responsive and surprisingly competitive

P

Peter

03 August 2025

I was able to obtain international…

I was able to obtain international travel insurance coverage for 2 people to Africa which included a 19 day self drive safari in Botswana and Namibia. Additional vehicle excess coverage for the 4x4 vehicle was also purchased for peace of mind. Staff interaction was very helpful and was able to answer all my questions.

MT

Mark Tandy

03 August 2025

Staff always patient and helpful

Staff always patient and helpful. Claim settled vert quickly.

c

customer

02 August 2025

Efficient bureaucracy

Speaking with someone who was friendly, efficient and easy to understand. Her name, from memory, was Sarah. I needed to change my monthly premium payment from debit card to direct account debit and it took only minutes. Overseas call centres might be less expensive but they are a bane to deal with and take jobs from locally-based people who get the job done in a fraction of the time. This is an inescapable fact, so keep up the good work!

B

Bob

02 August 2025

KT INSURANCE

Trusted For Over 30 Years

To qualify for insurance with KT, your motorhome, converted bus or coach needs to have inbuilt eating, sleeping, food preparation and food storage facilities

Competitive prices

We strive to be priced fairly, and competitively, with a range of benefits included excess-free

Established insurer

We have been providing industry leading specialist RV insurance for over 30 years

Customer focused

We are committed to providing exceptional customer service and support

Competitive prices

We strive to be priced fairly, and competitively, with a range of benefits included excess-free

Established insurer

We have been providing industry leading specialist RV insurance for over 30 years

Customer focused

We are committed to providing exceptional customer service and support

FAQS

Frequently Asked Questions

Yes your RV is insured if there is a flood or any other natural disaster i.e strong wind, storm, lightning, hail, earthquake, tsunami or any other natural weather event. However, please note there will be no cover for loss or damage caused by cyclone, flood or bushfire within the first 72 hours of policy inception.

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