RV SPECIALIST INSURANCE
Specialist RV Insurance for a Variety of Motorhomes
Not all motorhomes are the same, so not all insurance for motorhomes should be either. Whether you own a factory-built model like the Iveco Daily, Toyota Coaster, or Fiat Ducato, or perhaps travel in the likes of a Mercedes Sprinter or Winnebago, we cover a wide range of models with specialist motorhome insurance and campervan insurance Australia-wide. Our policies are designed to help protect your vehicle from unexpected events, so you can enjoy the journey ahead with confidence.
SPECIALIST RV INSURANCE
Choose Your Cover
To qualify for insurance with KT, your motorhome, campervan or pop-top needs to have inbuilt eating, sleeping, food preparation and food storage facilities
EXAMPLES OF
Vehicles We Cover
Motorhomes: Iveco Daily, Fiat Ducato, Winnebago, Swagman Signature, Toyota Coaster, Ford Talvor , Ford Safari, Ford Trader, Hino Rainbow, Iveco Euroisle, Iveco Sun Liner, Iveco Winnebago, Kea Sun Liner, Mazda Alpine, Leisure Seeker, Mercedes Sprinter, Mitsubishi Canter etc.
Campervans & Pop-Tops: Ford Econovan, Mazda Poptop, Mazda E2000, Nissan Urvan, Toyota Campervan, Toyota Commuter, Toyota Hiace, Toyota Hightop, Toyota Poptop, Volkswagon Campervan, Volkswagon T5, Volkswagon Discoverer.
COMPREHENSIVE INSURANCE FOR MOTORHOMES
Standard Policy Benefits
We’ve designed our motorhome insurance cover and benefits to suit the RV lifestyle
Medical Emergency
Up to $10,000 cover for the urgent transport of you, your family, your pet and your insured asset if you have a medical emergency.
Animal Collision Cover
For damage caused to a single vehicle by an accidental animal impact, we cover 1 excess-free claim per policy period.
Windscreen & Glass
If glass can be legally repaired, we cover 1 excess-free repair per policy period (up to $500).
Breakdown Towing
We won’t leave you stranded if you have a breakdown with up to $1000 of excess-free towing to the nearest repairer.
Re-Keying & Re-Coding
If your keys are lost or stolen, we cover up to $750 of excess-free re-keying and re-coding per incident.
Flexible Excess Options
Take control and choose an excess option that suits your RV lifestyle, no matter the excess you choose.
Medical Emergency
Up to $10,000 cover for the urgent transport of you, your family, your pet and your insured asset if you have a medical emergency.
Animal Collision Cover
For damage caused to a single vehicle by an accidental animal impact, we cover 1 excess-free claim per policy period.
Windscreen & Glass
If glass can be legally repaired, we cover 1 excess-free repair per policy period (up to $500).
KT INSURANCE
Coverage Designed for the Road Ahead
Owning a motorhome means embracing the open road, but like anything in life, may come with unexpected challenges; breakdowns, severe weather, theft or accidental damage can disrupt your travel plans. KT Insurance helps give you reassurance by assisting you with support services such as windscreen and glass repairs or towing your vehicle to a place of safety after a covered incident.
KT INSURANCE
Trusted For Over 30 Years
To qualify for insurance with KT, your motorhome, campervan, caravan, converted bus, or coach needs to have in-built eating, sleeping, food preparation and food storage facilities.
Competitive prices
We strive to be priced fairly, and competitively, with a range of benefits included excess-free
Established insurer
We have been providing industry leading specialist RV insurance for over 30 years
Customer focused
We are committed to providing exceptional customer service and support
Competitive prices
We strive to be priced fairly, and competitively, with a range of benefits included excess-free
Established insurer
We have been providing industry leading specialist RV insurance for over 30 years
Customer focused
We are committed to providing exceptional customer service and support
KT INSURANCE
Get Insurance on Your Motorhome and Explore with Confidence
Your motorhome is more than just a mode of transport. It’s your mobile retreat, your base for adventure, and perhaps even your home. At KT Insurance, we provide insurance for motorhome owners anywhere in Australia, giving you the confidence to travel without worry. Whether you're cruising along scenic sealed roads, parked up at a holiday park, or storing your vehicle between trips, our coverage ensures your motorhome is protected.
With over 30 years of experience in the industry, we understand the unique needs of motorhome owners and provide insurance for motorhomes that supports your way of life.
FAQS
Frequently Asked Questions
Motorhome insurance helps to protect your vehicle from unexpected events. While not legally mandated, insurance can protect your vehicle in unforeseen circumstances.
Regardless of the insurance you decide on, your motorhome must be registered to drive (CTP).Â
With motorhome insurance, you can begin your journey with confidence, knowing that you are prepared for the unexpected on the open road.Â
All comprehensive KT insurance packages include contents coverage inside your campervan/motorhome as standard, with the option to increase your coverage limits. If you have selected this optional benefit, cover will be restricted to the following incidents: theft; fire, malicious damage or vandalism, wind, storm, lightning, hail, earthquake, tsunami, flood or any other natural weather events.
Even if your motorhome is parked for extended periods, it is still susceptible to risks such as theft, vandalism, or damage from weather events. Comprehensive motorhome insurance can provide coverage for these scenarios.
At KT Insurance, we offer flexible laid-up cover for up to 3 months per policy period, ideal for when you won't be driving or using your motorhome for a period of time.
To qualify for laid-up cover, your motorhome must be safely stored at your usual place of residence or a secured storage facility while not in use.
Yes, your RV is insured if there is a flood ​​or any other natural weather event, such as a strong wind, storm, lightning, hail, earthquake, tsunami. However, please note that there will be no cover for loss or damage caused by cyclones, floods, or bushfires within the first 72 hours of policy inception.
Yes, at KT Insurance we offer coverage for DIY or custom-built converted motorhomes. You'll need to provide details about the modifications and improvements you've made to the motorhome to ensure they're adequately covered.
KT Insurance may be able to offer coverage for you through the following stages, but please ensure you talk to us before you commence any work:
- Pre-conversion
- During conversion
- Finished RV
The cost of motorhome insurance depends on factors like your vehicle's value, age, usage, and the level of cover you choose. KT Insurance offers flexible excess options so you can find coverage that fits your budget. The easiest way to find out is to get a motorhome insurance quote online, it only takes a few minutes.
Get A Quote
Our quotes are free, and obligation-free