Cover your Motorhome or Campervan

KT Insurance may be able to offer coverage for your bus or coach through the following stages, but please ensure you talk to us before you commence work:

• Pre-conversion
• During conversion
• Finished RV

Yes your RV is insured if there is a flood or any other natural disaster i.e strong wind, storm, lightning, hail, earthquake, tsunami or any other natural weather event. However, please note there will be no cover for loss or damage caused by cyclone, flood or bushfire within the first 72 hours of policy inception.

Investing in motorhome insurance is an advisable step for all Australian motorhome owners. While not legally mandated, coverage ensures peace of mind in unforeseen circumstances. Regardless of the insurance you decide on, your motorhome must be registered to drive (CTP). Protecting your motorhome against accidents, theft, and liability concerns is a responsible and beneficial approach for both your investment and the well-being of fellow road users. With motorhome insurance, you can embark on your journeys with confidence, knowing that you are prepared for anything that happens on the open road.

Yes, at KT Insurance we offer coverage for DIY or custom-built converted motorhomes. You'll need to provide details about the modifications and improvements you've made to the motorhome to ensure they're adequately covered.

KT insurance covers contents inside the campervan / motorhome included in our various insurance packages with optional benefits. If you have selected this optional benefit, cover will be restricted to following incidents: theft; fire, malicious damage or vandalism, wind, storm, lightning, hail, earthquake, tsunami, flood or any other natural weather events.

Yes, even if your motorhome is parked for extended periods, it is still susceptible to risks such as theft, vandalism, or damage from weather events. Comprehensive insurance can provide coverage for these scenarios, and also ensures you peace of mind when you’re away from your motorhome. At KT Insurance, we offer laid-up cover that is flexible and suits your lifestyle. Laid-up cover is limited to up to 3 months per policy period if you won't be driving or using your motorhome for a period of time.

Laid-up cover is for when you don’t want to, or are forced not to use your RV! Tailing your coverage to changing circumstances in your life is important, and KT Insurance understands that. There are conditions for laid-up cover including theft, fire, malicious damage or vandalism, natural weather events and that your motorhome will be stored at your usual place of residence.