Does KT Insurance cover flood damage?

Cover your 5th Wheeler

Discover unmatched protection for your next 5th Wheeler adventure with KT Insurance. Embrace worry-free travels with our tailored coverage designed for your unique adventures on the road

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EXAMPLES OF

Vehicles We Cover

To qualify for insurance with KT, your 5th wheeler needs to have inbuilt eating, sleeping, food preparation and food storage facilities.

5th Wheelers: Cedar Creek, Cody, Cross Roads, Dryden, Forest River, Keystone, Macquarie, Playmor, Puma, Travelhome and Trulux etc.

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COMPREHENSIVE RV INSURANCE

Standard Policy Benefits

We’ve tailored our insurance cover and benefits to suit the RV lifestyle

Medical Emergency

Up to $10,000 cover for urgent transport of yourself, your family, your pet and your RV should a medical emergency occur.

Animal Collision Cover

For damage caused to a single vehicle by an accidental animal impact, we cover 1 excess-free claim per policy period.

Windscreen & Glass

If glass can be legally repaired, we cover 1 excess-free repair per policy period (up to $500).

Breakdown Towing

We won’t leave you stranded if you have a breakdown with up to $1000 of excess-free towing to the nearest repairer.

Re-Keying & Re-Coding

If your keys are lost or stolen, we cover up to $750 of excess-free re-keying and re-coding per incident.

Flexible Excess Options

Take control and choose an excess option that suits your RV lifestyle, no matter the excess you choose.

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REVIEWS*

August 2023 | Here’s Why Our Customers Love KT Insurance

August, 2023 | Rated 4.5/5 Stars on Google from 180+ reviews

Hassle-Free Insurance

I am so pleased that we took out caravan and car insurance with KT Insurance. They are so easy to deal with, totally professional, and always happy and willing to accommodate. They went out of their way to ensure our incidents were stress free for us, and the turnaround times for reimbursement was amazing. Now that's what I call "looking after the customer" par excellence!

Ty Kahu

2023

There For You When You Need Them

I just want to say a huge thank you for helping us with our motorhome accident claim between Broome and Port Headland last week. It was a huge relief to our emergency situation to know that you were there to help with our damaged motorhome after I had exhausted all avenues of getting someone locally to look at it. Once again, a big thank you for your assistance.

Roger & Lisa

2023

Amazing Claims Experience

We just wanted to let you know how happy we are to be insured with such a friendly, professional company. Our claims experience from start to finish has been amazing. Braidyn was incredibly helpful & considerate. He exemplified the “wow factor” in customer service. Everyone we have had contact with in your claims department have been professional & friendly.

Rob & Joan

2023

Peace of Mind When Converting My Van

Have been with KT for the last 1 1/2 years, during which time I converted my commuter van to a campervan. The process of updating my insurance to include the contents and build of campervan was smooth and without drama (I had plenty of dramas during the build though!). So glad this step was a simple phone call to KT. I was given instructions to obtain a valuation, proceeded as instructed, policy updated to agreed valuation, copies emailed to me .. done! Thanks KT! Happy to travel now.

Tara

2023

Unbeatable Coverage in Our Time Of Need

We have been with KT for nearly 20 years and would recommend them for giving great care when needed. Having had several claims handled very quickly, including a medical emergency requiring repatriation of ourselves and motorhome to our home thousands of kms away, we cannot speak more highly of KT Insurance. They are easy to contact when you need them. They may be a bit dearer than others but you get what you pay for - great care and service.

Jendie

2022

KT INSURANCE

Trusted For Over 30 Years

To qualify for insurance with KT, your motorhome, converted bus or coach needs to have inbuilt eating, sleeping, food preparation and food storage facilities

Competitive prices

We strive to be priced fairly, and competitively, with a range of benefits included excess-free

Established insurer

We have been providing industry leading specialist RV insurance for over 30 years

Customer focused

We are committed to providing exceptional customer service and support

FAQS

Frequently Asked Questions

Yes your caravan is insured if there is a flood or any other natural disaster i.e strong wind, storm, lightning, hail, earthquake, tsunami or any other natural weather event. However please note within the first 72 hours of policy inception there will be no coverage for loss or damage due to weather events.

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