Cover your Caravan

We understand the passion and adventure that comes with hitting the open road with your home on wheels. Whether you're exploring the stunning Australian outback, chasing the coastal breeze, or discovering hidden gems in the countryside, we've got you covered every step of the journey. Our specialised insurance plans are tailored to protect your cherished investments, providing you with peace of mind and the freedom to embrace the lifestyle.

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Vehicles We Cover

To qualify for insurance with KT, your caravan or camper trailer needs to have inbuilt eating, sleeping, food preparation and food storage facilities.

Caravans: If your caravan has the qualifying features, we can insure all makes and models.


Standard Policy Benefits

We’ve tailored our insurance cover and benefits to suit the RV lifestyle

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Medical Emergency

Up to $10,000 cover for urgent transport of yourself, your family, your pet and your RV should a medical emergency occur.

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Animal Collision Cover

For damage caused to a single vehicle by an accidental animal impact, we cover 1 excess-free claim per policy period.

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Windscreen & Glass

If glass can be legally repaired, we cover 1 excess-free repair per policy period (up to $500).

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Breakdown Towing

We won’t leave you stranded if you have a breakdown with up to $1000 of excess-free towing to the nearest repairer.

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Re-Keying & Re-Coding

If your keys are lost or stolen, we cover up to $750 of excess-free re-keying and re-coding per incident.

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Flexible Excess Options

Take control and choose an excess option that suits your RV lifestyle, no matter the excess you choose.

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Here’s Why Our Customers Love KT Insurance

August, 2023 | Rated 4.5/5 Stars on Google from 180+ reviews


Trusted For Over 30 Years

To qualify for insurance with KT, your motorhome, converted bus or coach needs to have inbuilt eating, sleeping, food preparation and food storage facilities

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Competitive prices

We strive to be priced fairly, and competitively, with a range of benefits included excess-free

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Established insurer

We have been providing industry leading specialist RV insurance for over 30 years

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Customer focused

We are committed to providing exceptional customer service and support


Frequently Asked Questions

Yes your caravan is insured if there is a flood or any other natural disaster i.e strong wind, storm, lightning, hail, earthquake, tsunami or any other natural weather event. However please note within the first 72 hours of policy inception there will be no coverage for loss or damage due to weather events.

Investing in insurance for your camper trailer is an advisable step for all Australian motorhome owners. While not legally mandated, coverage ensures peace of mind in unforeseen circumstances that may occur on the open road. Protecting your trailer against accidents, theft, and liability concerns is a responsible and beneficial approach for both your investment and the well-being of fellow road users. With camper trailer insurance, you can embark on your journeys with confidence, knowing that you are prepared for anything on the open road.

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