Setting the Standard for Caravan Insurance in Australia
Across Australia, caravan owners look for insurance that reflects their lifestyle. With decades of RV industry experience, KT Insurance provides specialist comprehensive cover shaped by real on-road knowledge — including long-distance travel, varied road conditions and extended time spent in your caravan.
EXAMPLES OF
Vehicles We Cover
To qualify for KT Insurance for caravans in Australia, your camper trailer or caravan needs to have inbuilt eating, sleeping, food preparation and food storage facilities.
Caravans: If your caravan has the qualifying features, we can insure all makes and models.
COMPREHENSIVE CARAVAN INSURANCE
What We Provide: Standard Policy Benefits
We've designed our insurance cover and benefits to suit the caravanning lifestyle
Medical Emergency
Up to $10,000 cover for urgent transport of yourself, your family, your pet and your caravan should a medical emergency occur.
Animal Collision Cover
For damage caused to a single vehicle by an accidental animal impact, we cover 1 excess-free claim per policy period.
Windscreen & Glass
If glass can be legally repaired, we cover 1 excess-free repair per policy period (up to $500).
Breakdown Towing
We won’t leave you stranded if you have a breakdown with up to $1000 of excess-free towing to the nearest repairer.
Re-Keying & Re-Coding
If your keys are lost or stolen, we cover up to $750 of excess-free re-keying and re-coding per incident.
Flexible Excess Options
Take control and choose an excess option that suits your RV lifestyle, no matter the excess you choose.
Medical Emergency
Up to $10,000 cover for urgent transport of yourself, your family, your pet and your caravan should a medical emergency occur.
Animal Collision Cover
For damage caused to a single vehicle by an accidental animal impact, we cover 1 excess-free claim per policy period.
Windscreen & Glass
If glass can be legally repaired, we cover 1 excess-free repair per policy period (up to $500).
KT INSURANCE
Trusted For Over 30 Years
To be eligible for insurance with KT, your motorhome, converted bus or coach needs to have inbuilt eating, sleeping, food preparation and food storage facilities.
Competitive prices
We strive to be priced fairly, and competitively, with a range of benefits included excess-free options
Established insurer
We have been providing industry leading specialist RV insurance for over 30 years
Customer focused
We are committed to providing exceptional customer service and support
Competitive prices
We strive to be priced fairly, and competitively, with a range of benefits included excess-free options
Established insurer
We have been providing industry leading specialist RV insurance for over 30 years
Customer focused
We are committed to providing exceptional customer service and support
FAQS
Frequently Asked Questions
Finding the best caravan insurance for your needs usually comes down to comparing how different policies support the way you travel. Many caravan owners look at what events are covered, what excess applies, and whether the benefits align with their touring style and travel plans. Since caravans vary widely in size and setup, reviewing the inclusions, exclusions, recovery costs and overall support relevant to each provider can help you decide which insurance policy feels most suitable for your situation.
Yes your caravan is insured if there is a flood or any other natural weather event i.e. strong wind, storm, lightning, hail, earthquake, tsunami. However please note within the first 72 hours of policy inception there will be no coverage for loss or damage due to weather events.
While insurance isn’t a legal requirement for caravans in Australia, caravan insurance helps to protect your vehicle from unexpected events while travelling or when the caravan is stored .Comprehensive Australian caravan insurance can help safeguard the vehicle itself in situations such as accidental damage, theft or weather-related incidents. For many travellers, having insurance cover simply means their touring setup is protected in a range of everyday scenarios.
It's completely up to you! You can call us on 1300 261 2612, or use our online quote tool that gives you a fast, obligation-free caravan insurance quote in minutes.
Get a caravan insurance quote online now
Our caravan insurance quotes are free, and obligation-free