Specialising in RVs For Over 30 Years
We pride ourselves on offering unmatched coverage and exceptional service for your home away from home. Our commitment lies in safeguarding your precious asset and ensuring your peace of mind as you embark on unforgettable journeys along the open road.Get a Quote
Choose Your Cover
We’ve tailored our specialist insurance to suit the unique RV lifestyle
Here’s Why Our Customers Love KT Insurance
August, 2023 | Rated 4.5/5 Stars on Google from 180+ reviews
I am so pleased that we took out caravan and car insurance with KT Insurance. They are so easy to deal with, totally professional, and always happy and willing to accommodate. They went out of their way to ensure our incidents were stress free for us, and the turnaround times for reimbursement was amazing. Now that's what I call "looking after the customer" par excellence! I highly recommend KT Insurance.
There For You When You Need Them
I just want to say a huge thank you for helping us with our motorhome accident claim between Broome and Port Headland last week. It was a huge relief to our emergency situation to know that you were there to help with our damaged motorhome after I had exhausted all avenues of getting someone locally to look at it. Once again, a big thank you for your assistance.
Amazing Claims Experience
We just wanted to let you know how happy we are to be insured with such a friendly, professional company. Our claims experience from start to finish has been amazing. Braidyn was incredibly helpful & considerate. He exemplified the “wow factor” in customer service. Everyone we have had contact with in your claims department have been professional & friendly.
RV SPECIALIST INSURANCE
Trusted For Over 30 Years
We’re passionate about protecting your home away from home
Established Insurance Specialist
All Policies Cover
Accidental Loss or Damage
Cover for your Recreational Vehicle, its accessories, fittings, annexe, awning and modificatons.Get a quote
Excess-Free Windscreen Chip Repair
If glass can be legally repaired, we cover 1 excess-free repair per policy period (up to $500) and a fixed $200 excess for windscreen/glass replacement
Essential Emergency Repairs Up To $1,000
We will reimburse you up to $1,000 for the cost of emergency repairs that may be necessary to enable you to tow your RV to it's intended destination or safety after a covered incident
Excess-Free Animal Collision
For damage caused to a single vehicle by an accidental animal impact, we cover 1 excess-free claim per policy period.
MECHANICAL & ELECTRICAL BREAKDOWN TOWING
What If You Break Down?
We won’t leave you stranded if you have a mechanical or electrical breakdown! We have up to $1000 of excess-free towing per policy period, to the nearest repairer or place of safety, limited to $600 per incident. This can be used in addition to roadside assistance.
We cover the What Ifs of life on the open road
MEDICAL EMERGENCY COVER
What If Your Health Takes A Turn For The Worse?
Our Medical Emergency Assistance Cover will spring into action, covering $10,000 of urgent transport of yourself, your family, your RV and and even your loyal four-legged companion, should a medical emergency occur. This is an excess-free benefit and has no effect on your no-claim bonus!
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The Big Lap
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Reduced Windscreen & Glass Excess
If glass can be legally repaired, we cover 1 excess-free repair per policy period up to $500, with reasonable replacement costs also covered, less a $200 excess, with no affect on your no-claim bonus.
This benefit also applies to Perspex style caravan windows.
Extra Cover For Your Contents Available
The standard inclusion for contents cover is a maximum of $2,000 total coverage for accidental loss (including theft) or damage to your RV’s contents at the time of an insured event. This can be increased via the Additional Contents Cover benefit.
Frequently Asked Questions
We understand you might not use your RV all year around. There are going to be times where despite wanting to hit the road and enjoy touring, we simply can’t. At KT Insurance we offer laid-up cover that is flexible and suits your lifestyle. Laid-up cover is for when you don’t want to, or are forced not to use your RV! Tailing your coverage to changing circumstances in your life is important, and KT Insurance understands that.
The difference between Motorhome and Campervan Insurance lies in the relative sizes of your vehicle, and the extras / modifications. This size difference can influence how we evaluate your policy. By receiving a quote, we ensure you receive accurate coverage tailored to your vehicle's needs. Speak to one of our friendly team today about how we can help: 1300 261 261
Yes, you can make adjustments during your policy period. This can be useful if your circumstances change, such as adding optional extras or adjusting the insured value of the motorhome. Speak to one of our friendly team today about how we can help: 1300 261 261.
We recommend that anyone that regularly drives your RV, including any other family/household members should be listed on your policy as a covered driverto avoid an unlisted driver excess.
Yes, it is generally recommended to have insurance coverage for your campervan, however it is not legally required in Australia. Regardless of the insurance you decide on, your campervan must be registered to drive (CTP).It’s highly advisable to obtain insurance for your campervan to ensure the safeguarding of your investment, and the reduction of potential financial risks tied to accidents, theft, or damages.
As a campervan or a motorhome is not a car, you cannot drive a recreational vehicle on a standard car insurance policy. In many cases, standard car insurance policies will not provide coverage for campervans, trailers or caravans. At KT Insurance we offer Comprehensive Recreational Vehicle Insurance policies which can also cover your vehicle. Speak to one of our friendly team today about how we can help: 1300 261 261.
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Our quotes are free, and obligation-free