Specialising in RVs For Over 30 Years

We pride ourselves on offering unmatched coverage and exceptional service for your home away from home. Our commitment lies in safeguarding your precious asset and ensuring your peace of mind as you embark on unforgettable journeys along the open road.

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INSURANCE CATEGORIES

Choose Your Cover

We’ve tailored our specialist insurance to suit the unique RV lifestyle

REVIEWS*

Here’s Why Our Customers Love KT Insurance

August, 2023 | Rated 4.5/5 Stars on Google from 180+ reviews

RV SPECIALIST INSURANCE

Trusted For Over 30 Years

We’re passionate about protecting your home away from home

Competitive Prices

We strive to be priced fairly with a range of benefits included excess-free

Established Insurance Specialist

We have been providing industry leading specialist RV insurance for over 30 years

Customer Focused

We are committed to providing exceptional customer service and support

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COMPREHENSIVE INSURANCE

All Policies Cover

Accidental Loss or Damage

Cover for your Recreational Vehicle, its accessories, fittings, annexe, awning and modificatons.

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Excess-Free Windscreen Chip Repair

If glass can be legally repaired, we cover 1 excess-free repair per policy period (up to $500) and a fixed $200 excess for windscreen/glass replacement

Essential Emergency Repairs Up To $1,000

We will reimburse you up to $1,000 for the cost of emergency repairs that may be necessary to enable you to tow your RV to it's intended destination or safety after a covered incident

Excess-Free Animal Collision

For damage caused to a single vehicle by an accidental animal impact, we cover 1 excess-free claim per policy period.

MECHANICAL & ELECTRICAL BREAKDOWN TOWING

What If You Break Down?

We won’t leave you stranded if you have a mechanical or electrical breakdown! We have up to $1000 of excess-free towing per policy period, to the nearest repairer or place of safety, limited to $600 per incident. This can be used in addition to roadside assistance.

We cover the What Ifs of life on the open road

MEDICAL EMERGENCY COVER

What If Your Health Takes A Turn For The Worse?

Our Medical Emergency Assistance Cover will spring into action, covering $10,000 of urgent transport of yourself, your family, your RV and and even your loyal four-legged companion, should a medical emergency occur. This is an excess-free benefit and has no effect on your no-claim bonus!

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Reduced Windscreen & Glass Excess

If glass can be legally repaired, we cover 1 excess-free repair per policy period up to $500, with reasonable replacement costs also covered, less a $200 excess, with no affect on your no-claim bonus.


This benefit also applies to Perspex style caravan windows.

Extra Cover For Your Contents Available

The standard inclusion for contents cover is a maximum of $2,000 total coverage for accidental loss (including theft) or damage to your RV’s contents at the time of an insured event. This can be increased via the Additional Contents Cover benefit.

FAQS

Frequently Asked Questions

We understand you might not use your RV all year around. There are going to be times where despite wanting to hit the road and enjoy touring, we simply can’t. At KT Insurance we offer laid-up cover that is flexible and suits your lifestyle. Laid-up cover is for when you don’t want to, or are forced not to use your RV! Tailing your coverage to changing circumstances in your life is important, and KT Insurance understands that.

The difference between Motorhome and Campervan Insurance lies in the relative sizes of your vehicle, and the extras / modifications. This size difference can influence how we evaluate your policy. By receiving a quote, we ensure you receive accurate coverage tailored to your vehicle's needs. Speak to one of our friendly team today about how we can help: 1300 261 261

Yes, you can make adjustments during your policy period. This can be useful if your circumstances change, such as adding optional extras or adjusting the insured value of the motorhome. Speak to one of our friendly team today about how we can help: 1300 261 261.

All regular drivers should be listed on the policy. A regular driver is one who drives the vehicle more than twice a month.

Yes, it is generally recommended to have insurance coverage for your campervan, however it is not legally required in Australia. Regardless of the insurance you decide on, your campervan must be registered to drive (CTP).It’s highly advisable to obtain insurance for your campervan to ensure the safeguarding of your investment, and the reduction of potential financial risks tied to accidents, theft, or damages.

As a campervan or a motorhome is not a car, you cannot drive a recreational vehicle on a standard car insurance policy. In many cases, standard car insurance policies will not provide coverage for campervans, trailers or caravans. At KT Insurance we offer Comprehensive Recreational Vehicle Insurance policies which can also cover your vehicle. Speak to one of our friendly team today about how we can help: 1300 261 261.

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Our quotes are free, and obligation-free