MOTORHOME, CAMPERVAN & CARAVAN INSURANCE AUSTRALIA
Trusted For Over 30 Years
Help protect your home away from home with a cover designed for your pride and joy so you can feel free to soak up all the sights.
Designed for RVs
From scenic routes to endless highways, we strive to offer a product that suits the RV lifestyle, with a range of benefits included excess-free.
Established Insurance Specialist
For more than 30 years, we have been providing industry leading comprehensive insurance for RV's for curious travellers that love the outdoors.
Customer Focused
We are committed to providing exceptional customer service and support designed for life on the open road, whether that's a quick local one or an extended adventure.
KT INSURANCE REVIEWS
Here’s Why Our Customers Love KT Insurance
Rated 4.8 / 5 Excellent
COMPREHENSIVE INSURANCE
All Policies Cover
Cover for your Recreational Vehicle, its accessories, fittings, annexe, awning and modifications.
If your front windscreen is chipped or cracked and can be repaired, we'll pay up to $500 for the repair, with no excess payable on your first claim each policy period.
We will reimburse you up to $1,000 for the cost of emergency repairs that may be necessary to enable you to tow your RV to it's intended destination or safety after a covered incident
For damage caused to a single vehicle by an accidental animal impact, we cover 1 excess-free claim per policy period.
We cover the What Ifs of life on the open road
MECHANICAL & ELECTRICAL BREAKDOWN TOWING
What If You Break Down?
We won’t leave you stranded if you have a mechanical or electrical breakdown! We have up to $1000 of excess-free towing per policy period for emergency transport, to the nearest repairer or place of safety, limited to $600 per incident. This can be used in addition to roadside assistance.
MEDICAL EMERGENCY COVER
What If Your Health Takes A Turn For The Worse?
Our Medical Emergency Assistance Cover will spring into action, covering $10,000 of urgent transport of yourself, your family, your RV and and even your loyal four-legged companion, should a medical emergency occur. This is an excess-free benefit and has no effect on your no-claim bonus!
No-excess windscreen and window breakage
If your recreational vehicle's windscreen or a window glass is accidentally broken, your first eligible claim each policy period is excess-free, helping reduce those unexpected costs.
Extra Cover For Your Contents Available
The standard inclusion for contents insurance cover is a maximum of $2,000 total coverage for accidental loss (including theft) or damage to your RV’s contents at the time of an insured event. This can be increased via the Additional Contents Cover benefit.
Ready To Start Your Next Touring Adventure?
We'll get you on the road with the right cover for your needs. Get a free quote in just two minutes.
INSURANCE FOR CAMPERVANS & MORE
Choose Your Cover
We’ve tailored our specialist insurance to suit the unique RV lifestyle
Motorhomes & Campervans
Insurance designed for the ''what ifs'' of life on the road
Caravans
Comprehensive caravan insurance for when you're out exploring a new destination
Slide-On Campers
Adding a camper to your vehicle? You can get that covered, too
Converted Buses & Coaches
Specialist protection for unique builds and custom set ups
5th Wheelers
Comprehensive RV insurance designed for the Australian lifestyle
BLOGS
The Big Lap
Keep up to date with tips, guides and product news
Motorhome Covers: Are They Worth It?
Your motorhome might be built for the outdoors, but that doesn’t mean it should live exposed to them. Here’s how the right cover can help protect it from UV, hail, rain and more.
Towing a Car Behind a Motorhome in Australia: Your Complete Guide
Want the convenience of a smaller car without leaving the motorhome behind? From A-frame towing and tow dollies to full car trailers, we break down the options, weight limits, vehicle compatibility and rules to consider when towing a car behind a motorhome in Australia.
Essential Motorhome Safety Gear: Battery Monitors, TPMS and Fire Extinguishers
Battery monitors, TPMS units and fire extinguishers might not be the most exciting RV upgrades, but they can make a big difference on the road. Learn how these simple additions help protect your motorhome and give you greater confidence whether you're heading away for the weekend or tackling the big lap.
FAQS
Frequently Asked Questions
We understand you might not use your RV all year around. There are going to be times where despite wanting to hit the road and enjoy touring, we simply can’t. At KT Insurance we offer laid-up cover that is flexible and suits your lifestyle. Laid-up cover is for when you don’t want to, or are forced not to use your RV! Tailing your coverage to changing circumstances in your life is important, and KT Insurance understands that.
The difference between Motorhome and Campervan Insurance lies in the relative sizes of your vehicle, and the extras / modifications. This size difference can influence how we evaluate your policy. By receiving a quote, we ensure you receive accurate coverage tailored to your vehicle's needs. Speak to one of our friendly team today about how we can help: 1300 261 261
The cost of campervan insurance can vary based on a few practical details, such as the age of your campervan, any modifications or custom features, and information like driving history. Our comprehensive insurance offers a high level of protection whether you're chasing the sun around Australia or enjoying shorter trips with the family during the holidays.
For full details on what's covered, refer to our Product Disclosure Statements.
Yes, you can make adjustments during your policy period. This can be useful if your circumstances change, such as adding optional extras or adjusting the insured value of the motorhome. Speak to one of our friendly team today about how we can help: 1300 261 261.
All regular drivers should be listed on the policy. A regular driver is one who drives the vehicle more than twice a month.
To drive a campervan on public roads in Australia, it must be registered and covered by compulsory third‑party (CTP) insurance. Beyond that, campervan owners may choose to take out additional insurance, which can provide cover for certain financial risks such as accidents, theft or weather-related incidents, subject to the policy terms.
Campervans and motorhomes are not automatically covered under all car insurance policies. Your vehicle must be accepted by your insurer and specifically listed on your policy.
KT Insurance offers specialist Comprehensive Recreational Vehicle Insurance designed for vehicles such as motorhomes, campervans and caravans.
Speak to one of our friendly team today about how we can help: 1300 261 261.
Get comprehensive cover for life on the road
Get an obligation-free quote in just two minutes.