Get Insurance Cover for your Motorhome
Your motorhome isn’t just a vehicle—it’s your home on wheels, your gateway to adventure and your ticket to exploring Australia at your own pace. KT Insurance is your trusted comprehensive insurance provider for motorhomes and campervans. With a true passion for the motorhome lifestyle, KT Insurance has been a proud partner of the CMCA for over 30 years. We offer comprehensive motorhome insurance to safeguard your adventures on the open road.
RV SPECIALIST INSURANCE
Specialist Insurance for a Variety of Motorhomes
Not all motorhomes are the same, and neither are their insurance needs. Whether you own a factory-built model like the Iveco Daily, Toyota Coaster, or Fiat Ducato, or travel in a different vehicle such as a Mercedes Sprinter or Winnebago, KT Insurance offers specialist motorhome insurance. Our policies are designed to cover a wide range of recognised models, helping to protect your vehicle from unexpected events—so you can enjoy the journey ahead with confidence.
RV SPECIALIST INSURANCE
Choose Your Cover
To qualify for insurance with KT, your motorhome, campervan or pop-top needs to have inbuilt eating, sleeping, food preparation and food storage facilities
EXAMPLES OF
Vehicles We Cover
Motorhomes: Iveco Daily, Fiat Ducato, Winnebago, Swagman Signature, Toyota Coaster, Ford Talvor , Ford Safari, Ford Trader, Hino Rainbow, Iveco Euroisle, Iveco Sun Liner, Iveco Winnebago, Kea Sun Liner, Mazda Alpine, Leisure Seeker, Mercedes Sprinter, Mitsubishi Canter etc.
Campervans & Pop-Tops: Ford Econovan, Mazda Poptop, Mazda E2000, Nissan Urvan, Toyota Campervan, Toyota Commuter, Toyota Hiace, Toyota Hightop, Toyota Poptop, Volkswagon Campervan, Volkswagon T5, Volkswagon Discoverer.
COMPREHENSIVE RV INSURANCE
Standard Policy Benefits
We’ve tailored our insurance cover and benefits to suit the RV lifestyle
Medical Emergency
Up to $10,000 cover for urgent transport of yourself, your family, your pet and your RV should a medical emergency occur.
Animal Collision Cover
For damage caused to a single vehicle by an accidental animal impact, we cover 1 excess-free claim per policy period.
Windscreen & Glass
If glass can be legally repaired, we cover 1 excess-free repair per policy period (up to $500).
Breakdown Towing
We won’t leave you stranded if you have a breakdown with up to $1000 of excess-free towing to the nearest repairer.
Re-Keying & Re-Coding
If your keys are lost or stolen, we cover up to $750 of excess-free re-keying and re-coding per incident.
Flexible Excess Options
Take control and choose an excess option that suits your RV lifestyle, no matter the excess you choose.
Medical Emergency
Up to $10,000 cover for urgent transport of yourself, your family, your pet and your RV should a medical emergency occur.
Animal Collision Cover
For damage caused to a single vehicle by an accidental animal impact, we cover 1 excess-free claim per policy period.
Windscreen & Glass
If glass can be legally repaired, we cover 1 excess-free repair per policy period (up to $500).
KT INSURANCE
Coverage Designed for the Road Ahead
Owning a motorhome means embracing the open road, but it also comes with responsibilities. Unexpected breakdowns, severe weather, theft or accidental damage can disrupt your travel plans. Motorhome insurance can help with post-incident support services such as windscreen and glass repairs or towing your vehicle to a place of safety after a covered incident.
KT INSURANCE
Trusted For Over 30 Years
To qualify for insurance with KT, your motorhome, converted bus or coach needs to have inbuilt eating, sleeping, food preparation and food storage facilities
Competitive prices
We strive to be priced fairly, and competitively, with a range of benefits included excess-free
Established insurer
We have been providing industry leading specialist RV insurance for over 30 years
Customer focused
We are committed to providing exceptional customer service and support
Competitive prices
We strive to be priced fairly, and competitively, with a range of benefits included excess-free
Established insurer
We have been providing industry leading specialist RV insurance for over 30 years
Customer focused
We are committed to providing exceptional customer service and support
KT INSURANCE
Get Insurance on Your Motorhome and Explore with Confidence
Your motorhome is more than just a mode of transport—it’s your mobile retreat, your base for adventure, and perhaps even your home. At KT Insurance, we provide motorhome insurance to anyone in Australia, giving you the confidence to travel without worry. Whether you're cruising along scenic sealed roads, parked up at a holiday park, or storing your vehicle between trips, our coverage ensures your motorhome is protected from unexpected events.
With over 30 years of experience in the industry, we understand the unique needs of motorhome owners and provide insurance for motorhomes that support your way of life.
FAQS
Frequently Asked Questions
Many Australian motorhome owners choose to take out motorhome insurance to help protect their vehicle from unexpected events. While not legally mandated, insurance can protect your vehicle in unforeseen circumstances.
Regardless of the insurance you decide on, your motorhome must be registered to drive (CTP). Protecting your motorhome against accidents, theft, and liability concerns is a responsible and beneficial approach for both your investment and the well-being of fellow road users.
With motorhome insurance, you can embark on your journeys with confidence, knowing that you are prepared for the unexpected on the open road.
KT insurance covers contents inside the campervan/motorhome included in our comprehensive insurance packages as standard, with options to increase coverage limits. If you have selected this optional benefit, cover will be restricted to following incidents: theft; fire, malicious damage or vandalism, wind, storm, lightning, hail, earthquake, tsunami, flood or any other natural weather events.
Even if your motorhome is parked for extended periods, it is still susceptible to risks such as theft, vandalism, or damage from weather events. Comprehensive motorhome insurance can provide coverage for these scenarios.
At KT Insurance, we offer laid-up cover that is flexible and suits your lifestyle. Laid-up cover is limited to up to 3 months per policy period if you won't be driving or using your motorhome for a period of time.
To qualify for laid-up cover, your motorhome must be safely stored at your usual place of residence or a secured storage facility while not in use.
Yes, your RV is insured if there is a flood or any other natural weather event, such as a strong wind, storm, lightning, hail, earthquake, tsunami. However, please note that there will be no cover for loss or damage caused by cyclones, floods, or bushfires within the first 72 hours of policy inception.
Yes, at KT Insurance we offer coverage for DIY or custom-built converted motorhomes. You'll need to provide details about the modifications and improvements you've made to the motorhome to ensure they're adequately covered.
KT Insurance may be able to offer coverage for your bus or coach through the following stages, but please ensure you talk to us before you commence work:
- Pre-conversion
- During conversion
- Finished RV
Get A Quote
Our quotes are free, and obligation-free