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Caravan Towing Weight Explained

Understand GVM, ATM, GCM, payloads, tow ball mass and how to match your vehicle safely.

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KT Insurance
Jan 16 2026

Jan 16 2026

car towing a caravan

Do I need to buy a yank tank if I want to tow a caravan? Do I need a GVM upgrade? What are all these acronyms?

Knowing how to tow a caravan is one thing but getting across all the math that comes with it is another thing. We’ve compiled the calculations and considerations you’ll need when matching your vehicle with its towed companion so you can spend less time on your calculator at the dealership.

Maximum Braked Towing Limit

This one is for towing trailers with their own braking system (most modern builds). Your vehicle’s maximum braked towing capacity is the upper limit of what your vehicle can tow including the weight of the trailer and its load. Anything heavier than the listed weight and your vehicle may not hold up. That’s not something you want to experience halfway to the next campsite. As a safety buffer, it’s best not to exceed 80-85% of your vehicle’s towing capacity.

4x4 and caravan pictured camped at a beach

4x4 and caravan pictured camped at a beach

Maximum Unbraked Towing Limit

This limit works the same as the maximum braked towing limit, but for trailers without brakes. This means some box trailers, smaller camper trailers and some vintage caravans. Most of the time this limit is 750kg, but many vehicles have a limit as little as 350kg. It’s something to consider the next time you help a mate move house or redo that garden bed.

Gross Combination Mass (GCM)

Let’s solve some of these acronyms. The gross combination mass is the maximum weight of both the car and caravan combined, as set by the vehicle manufacturer.

This includes all people, luggage, gear, fuel, water, accessories, etc. Your gross combined mass counts anything and everything loaded into your car and caravan. This number cannot be increased.

Gross Vehicle Mass (GVM)

Gross vehicle mass means the maximum allowable weight your tow vehicle can be loaded up to set by vehicle manufacturers. This includes people, luggage, gear, fuel, tow ball mass from your caravan, everything.

Think of the gross vehicle mass as the most your tow vehicle can weigh, including the ball mass of the caravan you are towing. You can upgrade your GVM, however this will not increase your GCM or maximum braked towing capacity.

An unhitced trailer

An unhitced trailer

Kerb Weight

The kerb weight is the vehicle’s unladen mass. This means all fluids and a full tank of fuel, as it sits on the kerb. This does not consider any aftermarket accessories.

Vehicle Tare Weight

This is the mass of a vehicle with all fluids and only enough fluids to get it going, usually around 10 litres. Just like kerb weight, any aftermarket accessories added are not included.

Vehicle Payload

By subtracting your vehicle’s kerb weight from its GVM, you will arrive at its payload. This is how much your vehicle can carry, including passengers, luggage, modifications and any weight on the tow ball. This is usually measured with a full tank of fuel.

Example: GVM (3000kg) - kerb weight (2000kg) = vehicle payload (1000kg)

This means you would have 1000kg worth of passengers, luggage, modifications and weight on the tow ball before you would be over the vehicle’s maximum payload.

Maximum Tow Ball Mass

This amount will limit how much weight can be directly applied to the tow ball. In some vehicles, this is on a sliding scale, whereby the more load you have in the car, the less is allowed on the ball.

close-up photo of towball with trailer hitched

close-up photo of towball with trailer hitched

Aggregate Trailer Mass (ATM)

This is the trailer equivalent of GVM and is the maximum allowable mass of a trailer, set by the manufacturer. The trailer and its load can’t weigh more than this and be considered legal. The load includes the caravan’s weight, any modifications, water, luggage, etc. This is set at the time of build and is measured when unhitched from a tow vehicle.

Tow Ball Download

Also known as tow ball weight, ball load or hitch weight, this is the actual mass the caravan applies as its hitch. This is generally measured when the trailer leaves the factory, however it does not have any legal restrictions, unlike a car’s tow ball limit.

A good tow ball mass to aim for is generally around 10 percent of the trailer’s weight while under tow.

Caravan Tare Weight

A caravan also has a tare weight, which is usually the trailer’s weight as it left the factory floor. It could be before or after extras are fitted, so if you’re unsure on the tare weight, having it weighed can be a good idea.

Gross trailer mass (GTM)

Gross trailer mass means the maximum total weight on the axles of the caravan when it is connected to a car. This is different from the aggregate trailer mass because when the caravan is hitched to a tow vehicle, the tow ball weight is being carried by the car and not on the caravan’s jockey wheel.

You can also work this out by taking the ATM of your caravan minus the tow ball weight.

Example: ATM (3000kg) - tow ball weight (200kg) = 2800kg

Caravan Payload

To find this number, minus the caravan’s tare weight from the ATM.

Example: ATM (3000kg) - caravan’s tare weight (2500kg) = 500kg

If your caravan has heavy gear or water tanks full, this number can shrink quickly.

A caravan being towed on a highway

A caravan being towed on a highway

Tow Bar Capacity

Your vehicle’s and tow bar’s towing capacity need to work together, both for legal and structural reasons. If your tow bar is rated lower, you must not exceed those limits. If higher, you must not exceed your tow vehicle weights. Doing so won’t just land you in hot water, but you may find your trailer becoming an uncontrolled projectile halfway down the highway.

The Bottom Line

Matching your vehicle and caravan is not guesswork. It’s math with meaning.

Know these core numbers:

  • Braked towing limit
  • Unbraked towing limit
  • GVM
  • GCM
  • Payload
  • ATM
  • Tow Ball Mass

If any one of these are exceeded, you could be in trouble.

Spend the time doing the numbers once, and your journey will be safer and more predictable for every kilometre you tow.

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Frequently Asked Questions

ATM is the maximum allowed weight of the caravan on its own. GTM is the weight on the caravan’s axles when hitched. You find GTM by subtracting the tow ball weight from ATM.

No. A GVM upgrade lets your vehicle weigh more on its own but does not change towing capacity or GCM.

About 10% of the trailer’s weight under tow is a good guideline for balanced towing.

Yes. Tow ball mass counts as part of the load on your tow vehicle and must be included in payload calculations.

Yes. If your caravan has its own brakes, you use the braked towing limit. Without brakes, you use the unbraked limit, which is usually much lower.

Because GCM tells you the total combined legal weight of your vehicle and caravan when both are fully loaded, including people, gear, water and fuel. Exceeding this is illegal and unsafe.