INSURANCE CATEGORIES
We’ve tailored our specialist insurance to suit the unique RV lifestyle
Specialised coverage designed to cover your home away from home
Reimbursement for essential emergency repairs up to $1,000
Flexible excess options available on all comprehensive policies
Up to $10,000 excess-free medical emergency cover
Excess-free animal collision included with every policy
REVIEWS
Rated 4.8 / 5 Excellent
Good service and someone on the phone…
Good service and someone on the phone I could understand.
Stephen Wines
21 January 2025
So far seems to be a good company
john obrien
Great Experience
Completely lost in this space, however the staff member from KT Insurance assisted every step and the final cost was excellent compared to what we had previously experienced. Plus they insured our van where some of the other insurance companies wouldn’t!
Teena
Easy process to insure my Campervan
Easy process to insure my Campervan, far easier than with other insurance companies.
Am Thor
Easy to use online quote system
Easy to use online quote system. When we rang to finalise quote we were put thru to a lovely young lady who made the experience so comfortable ( sorry can’t remember her name) She explained all of the policy plus extras we may like to consider (not pushy) we were very impressed great cover at a very reasonable cost
Kevin
Clear
Clear, simple and fast
Madjid
Everyone I dealt with was helpful.
Ian
Very smooth process
Very smooth process, helpful and friendly staff.
Erica
My first time dealing with KT
My first time dealing with KT, was very good, pricing was excellent, and discussion on phone was awesome.
Stephen Wilson
Great operator I spoke to
Great operator I spoke to. They are the life and blood of any business and she was wonderful.
Michelle
Ease and efficiency of service and…
Ease and efficiency of service and communication.
Kaye
Easy to deal with got what i wanted
customer
20 January 2025
RV SPECIALIST INSURANCE
We’re passionate about protecting your home away from home
We strive to be priced fairly with a range of benefits included excess-free
We have been providing industry leading specialist RV insurance for over 30 years
We are committed to providing exceptional customer service and support
COMPREHENSIVE INSURANCE
Accidental Loss or Damage
Cover for your Recreational Vehicle, its accessories, fittings, annexe, awning and modificatons.
Excess-Free Windscreen Chip Repair
If glass can be legally repaired, we cover 1 excess-free repair per policy period (up to $500) and a fixed $200 excess for windscreen/glass replacement
Essential Emergency Repairs Up To $1,000
We will reimburse you up to $1,000 for the cost of emergency repairs that may be necessary to enable you to tow your RV to it's intended destination or safety after a covered incident
Excess-Free Animal Collision
For damage caused to a single vehicle by an accidental animal impact, we cover 1 excess-free claim per policy period.
MECHANICAL & ELECTRICAL BREAKDOWN TOWING
We won’t leave you stranded if you have a mechanical or electrical breakdown! We have up to $1000 of excess-free towing per policy period, to the nearest repairer or place of safety, limited to $600 per incident. This can be used in addition to roadside assistance.
We cover the What Ifs of life on the open road
MEDICAL EMERGENCY COVER
Our Medical Emergency Assistance Cover will spring into action, covering $10,000 of urgent transport of yourself, your family, your RV and and even your loyal four-legged companion, should a medical emergency occur. This is an excess-free benefit and has no effect on your no-claim bonus!
Our quotes are free, and obligation-free
BLOGS
Keep up to date with tips, guides and product news
If glass can be legally repaired, we cover 1 excess-free repair per policy period up to $500, with reasonable replacement costs also covered, less a $200 excess, with no affect on your no-claim bonus.
This benefit also applies to Perspex style caravan windows.
The standard inclusion for contents cover is a maximum of $2,000 total coverage for accidental loss (including theft) or damage to your RV’s contents at the time of an insured event. This can be increased via the Additional Contents Cover benefit.
FAQS
We understand you might not use your RV all year around. There are going to be times where despite wanting to hit the road and enjoy touring, we simply can’t. At KT Insurance we offer laid-up cover that is flexible and suits your lifestyle. Laid-up cover is for when you don’t want to, or are forced not to use your RV! Tailing your coverage to changing circumstances in your life is important, and KT Insurance understands that.
The difference between Motorhome and Campervan Insurance lies in the relative sizes of your vehicle, and the extras / modifications. This size difference can influence how we evaluate your policy. By receiving a quote, we ensure you receive accurate coverage tailored to your vehicle's needs. Speak to one of our friendly team today about how we can help: 1300 261 261
Yes, you can make adjustments during your policy period. This can be useful if your circumstances change, such as adding optional extras or adjusting the insured value of the motorhome. Speak to one of our friendly team today about how we can help: 1300 261 261.
All regular drivers should be listed on the policy. A regular driver is one who drives the vehicle more than twice a month.
Yes, it is generally recommended to have insurance coverage for your campervan, however it is not legally required in Australia. Regardless of the insurance you decide on, your campervan must be registered to drive (CTP).It’s highly advisable to obtain insurance for your campervan to ensure the safeguarding of your investment, and the reduction of potential financial risks tied to accidents, theft, or damages.
As a campervan or a motorhome is not a car, you cannot drive a recreational vehicle on a standard car insurance policy. In many cases, standard car insurance policies will not provide coverage for campervans, trailers or caravans. At KT Insurance we offer Comprehensive Recreational Vehicle Insurance policies which can also cover your vehicle. Speak to one of our friendly team today about how we can help: 1300 261 261.