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Touring Caravan and Tow Vehicle Insurance 

Qualifying Caravan

Your caravan needs to have inbuilt eating, sleeping, food preparation and food storage facilities.


We will insure all makes and models of towing vehicles and all types of qualifying caravans as defined above.

Please complete the following form and we will give you a call back with a quote and to discuss your insurance options with us. 

Quote Form

Please note: If you require an immediate response, please call us on 1300 261 261 - Monday to Friday, 8:30AM - 5:30PM (AEST). Excluding national and Victorian public holidays.

All fields marked with an asterisk (*) are required to be completed.

Personal Details

Tow Vehicle Details

Caravan Details

Additional Comments


KT Insurance is a trading name of Lifestyle Insurance Group Pty Ltd ABN 48 057 816 172, AFS Licence No. 246937, who arranges this insurance as an agent of the product issuer, The Hollard Insurance Company Pty Ltd, AFSL 241436, ABN 78 090 584 473.
Whilst KT Insurance recommends this RV Insurance our advice is of a general nature and therefore you yourself need to determine that this product is appropriate for you and meets your needs. Before making a decision, please consider the Product Disclosure Statement available from this website. A Target Market Determination is also available.
If you do purchase this RV Insurance, KT Insurance will receive a commission from Hollard which is a percentage of the base premium. KT Insurance employees receive a salary from that commission.
*Policy terms, conditions, limits, exclusions and eligibility criteria apply.

Cover Benefits

  • Accidental loss or damage to the Recreational Vehicle anywhere in Australia including whilst being transported by sea
  • Accidental loss or damage to all accessories, fittings and/or appliances permanently attached to the vehicle (automatically covered with no need to be listed)
  • Accidental windscreen and glass breakage*
  • Accidental loss or damage to any trailer valued up to $1,000 (automatically covered and does not need to be attached to the vehicle). Trailers valued in excess of $1,000 need to be specifically noted on the policy to be covered
  • Accidental loss of (including theft) or damage to the basic personal belongings within the Vehicle (automatically covered for $2,000). Additional contents cover can be purchased for items such as jewellery and cameras within, or away from the vehicle
  • Fusion of electric motors up to 15 years old
  • Food spoilage up to $500 for any one event
  • Legal liability for third party property damage of up to $20,000,000 for a single event (including clean-up costs and cover for death or bodily injury)
  • Towing costs to the nearest repairer as a direct result of a mechanical and/or electrical breakdown (Nil excess applies to towing claims), $600 per incident with a maximum of $1000 per policy period
  • Reasonable towing costs to the nearest repairer or place of safety as a result of an accident or damage to the Vehicle
  • Cost of Emergency repairs up to $500 for a single event
  • Non-standard Signwriting /Artwork up to a limit of $1,000 for a single event

We will also cover:

  • Hire vehicle costs following a covered accident or theft, up to $1,000 or a maximum of 14 days (whichever is less)
  • Emergency accommodation costs following theft of the vehicle, whilst the vehicle is being repaired, or following a claim where the vehicle is a total loss^
  • Reasonable transportation costs to your place of residence following a covered accident or theft of the Vehicle
  • Transportation costs, including that of the vehicle, to your place of residence following the inability to travel due to an unexpected medical emergency. *Terms, conditions, limits and exclusions apply, see PDS for details.

Optional extra covers that are available to purchase include

  • Cover for additional contents
  • Cover for trailers
  • Cover for valuables
  • Protection of your no claim bonus insurance history. *Limits apply, see PDS for details.

The above is a summary only of our Insurance policy benefits. Before making a decision on this insurance, please consider the PDS which sets out the terms, conditions, limits and exclusions.

* We will pay the reasonable cost to replace your windscreen or single window glass provided it is the only damage sustained by your recreational vehicle.

^ Provided at the time of the covered accident your vehicle was more than 100 kilometres from the address where it is normally parked at night. We will pay a maximum of $1,000 per incident, unless your vehicle is your permanent place of residence, in which case we will pay a maximum of $3,000 per incident.