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KT Insurance (ABN 48 057 816 172) Survival First Aid Kit Giveaway 

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Terms and Conditions of Entry Schedule 


Name of Trade Promotion 

KT Insurance’s Survival First Aid Kit Giveaway 


KT Insurance as a trading name of Lifestyle Insurance Group Pty Ltd, PO Box 582, Preston, VIC 3072, telephone 1300 261 261. 

Relevant States & Territories 

Australia wide 

Entry Restrictions 

Participants must be over 18 years to participate in this Promotion. Directors, officers, management, employees and other staff (and the immediate families of directors, officers, management, employees and other staff) of the Promoter or of its related bodies corporate, or of the agencies or companies associated with this competition are not eligible for entry. 

Entrants must provide a valid email address and contact details, when entering the competition. 

Competition Period 

The competition commences at 00:01 on 26/07/22 and closes at 23:59 on 31/08/22. 


Entry Procedure  

Australian residents over 18 years of age who purchase any new KT Insurance policy during the Competition Period will be awarded three entries to this competition. 


Policies cancelled before the conclusion of the Competition Period will be excluded. 


Visit ktinsurance.com.au or call 1300 261 261 for a quote. 


By participating in this competition, entrants are consenting to their information being shared with brands supporting the competition, unless they opt-out of this at the time of entry. 


Maximum Number of Entries 

If selected as a successful prize winner, individuals are entitled to one (1) prize only. During the random draw of entrants, repeated winners within this competition will be excluded until five (5) unique prize winners are selected. 


Selection Criteria 

A certified random draw will take place on Monday 05/09/22, performed by randomdraws.com.au by TPAL.  


Prize Details 

1 of 5 Survival First Aid Kits, valued at $169.95. 


Total Prize Pool 

The total prize pool is valued at $849.75 as at 15/07/22 


Notification of Winners 

Winners will be contacted by email and/or telephone by Friday 09/09/22 and their names will be published on the website ktinsurance.com.au within 24 hours of the draw for a period of no less than 30 days. 


Prize Delivery 

The prize will be sent out to the winners by the promoter, or the supplier of the prize. Prizes will be dispatched by Friday 16/09/22 to the address listed on the winning insurance policies unless otherwise requested by the winner. 



Terms and Conditions of Entry 


  1. These terms and conditions must be read together with the Entry Schedule for this competition and the KT Insurance Privacy Notice available on the website ktinsurance.com.au. Any capitalised terms used have the meaning given in the Schedule, unless stated otherwise. By entering, entrants accept these terms and conditions. To the extent of any inconsistency between the Schedule and these terms and conditions, the Schedule prevails.  
  2. Entry is open to any Australian resident who complies with the Entry Restrictions. Directors, officers, management, employees and other staff (and the immediate families of directors, officers, management, employees and other staff) of the Promoter or of its related bodies corporate, or of the agencies or companies associated with this competition are ineligible to enter. 
  3. By entering this competition, you agree that your name and email address will be used by the promoter to manage this competition, contact you regarding a prize if you are selected as a winner and your name may be published on the website ktinsurance.com.au and other KT Insurance digital presences.  If you have allowed us, we will also share your details with the businesses that have supported this competition.  
  4. To enter the competition, entrants must purchase a new KT Insurance policy during the competition period as outlined in the Entry Procedure. 
  5. The Promoter is not responsible for any technical malfunction of any communications network or any late, lost, incorrectly submitted, delayed, ineligible, incomplete, corrupted or misdirected entry, whether due to error, transmission interruption or otherwise.  
  6. The winner of the Competition categories will be determined solely by chance as outlined in the Selection Criteria. 
  7. The Promoter’s decision in regards to the winners will be final and no correspondence will be entered into.  
  8. The prize is specified in the Prize Details. The total prize pool is specified in the Total Prize Pool section of the Schedule.  
  9. The winners will be notified as stated in the Notification of Winners section of the Schedule.  
  10. The Promoter and its associated agencies and companies will not be liable for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense, damage, personal injury or death which is suffered or sustained (whether or not arising from any person’s negligence) in connection with this competition or accepting or using any prize, except for any liability which cannot be excluded by law (in which case that liability is limited to the minimum allowable by law).  
  11. Without limiting the previous paragraph, the Promoter and its associated agencies and companies will not be liable for any damage to, loss of or delay in transit of the Prize. The Prize will be provided by the Promoter to the winner/s as stated in the Prize Delivery section of the Schedule.  
  12. The Promoter may require the winner to provide identification as requested by the Promoter including (without limitation) proof of identity, proof of age and proof of residency. Identification considered suitable for verification is at the Promoter’s discretion.  
  13. If due to any reason whatsoever the Promoter becomes aware after an entrant has won a prize that the entrant has not complied with these terms, that entrant will have no entitlement to the prize, even if the Promoter has announced them as a winner and that entrant will be required, at the direction of the Promoter, to return, refund or otherwise make restitution of the prize.  
  14. Without limiting any other paragraph, the Promoter may at its discretion amend any aspect of this competition or of these terms. 
  15. The Promoter accepts no responsibility for any tax implications that may arise from the Prize winnings. Independent financial advice should be sought. 
  16. The Prizes cannot be redeemed in full or part for cash. Should a prize not be redeemed by a winner, following reasonable attempts by the Promoter to contact and arrange redemption, the prize will be forfeited to a runner-up winner, selected during the primary winner draw as outlined in the Selection Criteria. Notification will be as per the Notification of Winners section in the schedule.  
  17. By entry into this competition, entrants consent to the storage of their personal information on the databases of the Promoter and its related bodies corporate and that they may use this information for future promotional and marketing purposes regarding their products and services, including contacting entrants via electronic messaging. The Promoter collects the entry process.  Information collected is dealt with under the terms of KT Insurance’s Privacy Notice available at the website ktinsurance.com.au/privacy-notice. The Promoter may disclose entrants’ personal information to its contractors and agents to assist in conducting this competition or communicating with entrants. 
  18. By accepting the Prize, the winner agrees to participate in and co-operate as required with all reasonable media editorial requests relating to the prize, including but not limited to, being interviewed, photographed and filmed. 
  19. Entrants’ personal information may be disclosed to State and Territory lottery departments and winners’ names published as required under the relevant lottery legislation. For purposes of public statements and advertisements, the Promoter will only publish the winner’s surname, initial and state. A request to access, update or correct any information should be directed to the Promoter. 


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